Accountants for freelancers & 1099 contractors

You’re great at what you do. Let us handle the numbers, the deadlines and the taxes — so you can keep doing it.

Our freelancer service

Accounting built for independent professionals

Freelancing gives you freedom — but it also makes you the finance department. Invoices, expenses, 1099s, quarterly estimated taxes, self-employment tax, health insurance and retirement… it adds up fast.

We work with designers, developers, consultants, writers, nurses, IT contractors, photographers, rideshare drivers and many more. Whether you’re a sole proprietor or operate through an LLC or S-corp, we’ll keep your finances organized and tax-efficient.

How an experienced accountant helps

Claim every business deduction with confidence
Pick the right structure for your income
Pay accurate quarterly estimates — no April shocks
Reduce self-employment tax with an S-corp when it fits
Build retirement savings with a SEP-IRA or Solo 401(k)

Saving you time, effort and money

What’s included in our freelancer & contractor service?

Tax returns

Form 1040 with Schedule C and SE, plus your Mississippi return, prepared and filed early.

Quarterly estimates

We calculate your federal and state estimated payments and remind you before each due date.

Cloud bookkeeping

Simple apps for invoicing, receipts and bank feeds — with help getting set up.

LLC & S-corp setup

Formation, S-corp elections, reasonable salary and owner payroll.

Health & retirement

Self-employed health insurance deduction, HSAs, SEP-IRAs and Solo 401(k)s.

Worker classification

Guidance on 1099 vs. W-2 status and what it means for you.

Getting started

How do I get help with my accounts and taxes?

It’s easy. Book a free call, tell us a little about your work and we’ll send you a clear flat-fee proposal. If you already have an accountant, we’ll handle the switch.

Book a Free Call Free Freelancer Guides

Free guide: winning clients on LinkedIn

Our practical guide shows freelancers how to build a profile that attracts better-paying clients. Ask for a copy when you get in touch.

FAQs

Freelancer & contractor questions

What’s the difference between a contractor and a freelancer?

The terms overlap. Both are self-employed and usually receive Form 1099-NEC instead of a W-2. “Contractor” often describes longer engagements with one client; “freelancer” usually means shorter projects for several clients. The tax rules are largely the same.

What experience do you have with freelancers?

A large share of our clients are self-employed. We understand irregular income, multiple 1099s and the practical realities of working for yourself.

Which industries do you work with?

Creative and digital, IT and engineering, consulting, healthcare (travel nurses, locum physicians), media, trades, gig and rideshare work and more.

What is self-employment tax?

It’s Social Security and Medicare tax for people who work for themselves — 15.3% on most net earnings, on top of income tax. Half is deductible, and the right structure can reduce it.

Should I form an LLC or elect S-corp status?

An LLC adds liability protection but doesn’t change your taxes by itself. An S-corp election can lower self-employment tax once profits are high enough to justify a reasonable salary and payroll costs. We’ll run the numbers for you.

How can I save for retirement as a freelancer?

A SEP-IRA or Solo 401(k) lets you contribute far more than a regular IRA, with a tax deduction for contributions. We’ll help you pick the right plan.

What are my tax obligations?

Keep records, pay quarterly estimated taxes, file Form 1040 with Schedule C and SE by April 15, file a Mississippi return — and send 1099s to anyone you pay above the threshold.

Can an accountant increase my take-home pay?

Very often, yes — through correct deductions, the home office and vehicle rules, retirement contributions, health insurance deductions and the right entity structure.